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How to Keep Your Financial Accounts & Assets Neatly Organized
Shared by Strong Valley on January 31, 2023
How to Keep Your Financial Accounts & Assets Neatly Organized
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Don’t let disorganization become one of your biggest money problems. Having information on your accounts and assets organized, updated and shared helps with those unexpected interruptions in life that we all experience.  It will be well worth the effort you put in today - for you and the people you love.

Important Disclosure: Content on our website and in our newsletters is for informational purposes only. The information provided may (or may not) directly apply to your situation. We recommend that readers work directly with a professional advisor when making decisions in the context of their specific situation.

It’s easy to lose or misplace money. But unlike finding $20 in an old jacket, what if a bank or investment account containing thousands goes untouched for years because you forgot about it or never told anyone it existed?

For various financial accounts, holdings, investments, loans, tax returns, and other arrangements, you need to gather account information and relevant contacts. If you’re wondering why it’s worth taking the time to get all this info in one place, just think of the people you love. By organizing your financial and legal documents, if something happens to you your family can more easily:

  • Apply for and claim benefits
  • Get through the probate process
  • Close bank accounts
  • Pay any final estate or income taxes

Financial Accounts

First, you need to determine all the types of accounts you have. Here’s a comprehensive list to get you started:

  • Checking
  • Savings
  • Money Market
  • Certificate of Deposit (CD)
  • 401(k)
  • 403(b)
  • IRA
  • Roth IRA
  • 529/College Savings
  • Pension Plan
  • Investments
  • Business Interests/Stock Options
  • Trust Fund
  • Valuable Assets
  • Other

After you’ve identified all the accounts you have, here’s the information you need to gather for each. Tip: The details for each account or asset may vary, so just pointing a person you trust in the right direction -- like giving them the name of your financial advisor -- will be super helpful.

Name of Financial Institution:

  • Account Number
  • PIN Number
  • Personal Contact (if applicable)
  • Location of Relevant Documentation/Statements
  • Online Account Login Info
  • Additional Details

Credit Cards

Type of Credit Card: Visa | MasterCard | American Express | Discover | Diner’s Club | JCB | Store/Gas Card | Other

  • Variety of Card (example: Gold, SkyMiles, Amazon Rewards)
  • Last Four Digits
  • Expiration Date
  • Location of Statements/Online Account Login Info

Tax Returns

How do you prepare your taxes? (You could answer this question out loud but that won't really do anything. Except maybe scare the cat. So keep track of it.)

If you use a Financial Planner/Accountant: Share the name and contact info of this professional.

If you do your own taxes using Software or an Online Service: What software/service do you use? How do you login to this account?

No Matter What: Tell someone you trust where you keep your past tax returns! If something happens to you, these are an ideal financial blueprint for people in your life to understand your estate.

Safe Deposit Box

Keeping important documents (deed to your house, insurance policies) and valuable items (heirlooms, jewelry) extra safe is smart. Not giving someone access in case something happens to you can turn into a long detour through the courts. This is especially troubling if you kept your Will or other important documents your family might need in a safe deposit box. Solution: Check with the bank where you’re renting a box and name a designee or whatever they might refer to this person as.

Now, onto the details to share:

  • Name of the Bank
  • Branch Location
  • Account Number
  • Box Number
  • Key Location
  • Authorized User Contact Info (if applicable)
  • Additional Details & Instructions


Don’t let any loans your family and loved ones are unaware of sneak up on them. Keep track of the following info and once the loan is paid off feel free to mark it “PAID” and celebrate.

Type of Loan: Line of Credit | Personal Loan | Student Loan | Other

  • Financial Institution
  • Account Number
  • Related Documents (example: original loan agreement, invoices)

Keep Your Plan Up-To-Date

Make sure all of the stuff listed above is neatly organized, updated, and shared with a trusted family member or close friend. Your financial advisor can offer experienced assistance as well. Having this information organized and available helps with those unexpected interruptions in life and is well worth the effort you put in today.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance does not guarantee future results or even estimates of actual returns a client may achieve. This information is designed to provide general information on the subjects covered. Consult your financial professional before making any investment decision. Opinions and estimates offered are subject to change without notice. We believe the information provided here is reliable, but do not warrant its accuracy or completeness. Please see other important disclosures related to

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