Congress recently passed a debt ceiling deal that is still being analyzed and politicized across the nation. The team gives their insight on what the fuss is all about and how the system works when a debt ceiling reaches an impasse.

The team explains how forecasting a recession can be estimated based on historical data and ways the government is attempting to avoid a prolonged recession, all the while acknowledging that nobody really knows what can happen.

A big part of the GDP is the housing market. With recent stats that indicate pessimism with home buying, the team talks about median house prices and the cost of borrowing in the context of a mortgage.

After unprecedented rate hikes, did they work? The team discusses the changes to inflation and gives insight into where rate hikes may go from here. Are there indications of how far rates can rise without causing more problems?

The Team takes a look at the big driver in the S&P 500, along with the AI revolution and how similar breakthrough innovation has performed in the past. They point out the big flip flop from last year and how that is affected by diversification.

The team is pretty much in agreement that 2023 is going to be up and down during this interplay between inflation and interest rate hikes. There’s also an expectation for bonds. And they discuss how Market Volatility affects investors and how the Risk Tolerance tool can help.

There’s been a moving definition over the last year and a half about what a Recession is and whether we’re in one. The team talks about what most analysts they respect are saying and some suggestions on how you can prepare for heading into a recession in 2023, in ways similar to how the East coast prepares for a hurricane.

The team shares insights about how the new Defined Contribution limits for plans like 401k, IRAs, and Roth IRA could affect you. Also included is an update on exciting news for small business owners and their employees regarding Roth IRAs.

Dispelling any confusion between a Depositor Relationship and a Custodial Relationship, the team clarifies why your Bank needs to have FDIC insurance and how they best serve you compared to a custodial service that is holding your assets so they can work for you.

The team explains how Money Market funds are doing in the current financial climate or whether you should consider the “sweet spot” right now in Treasuries. It’s the time to be asking “Liquid Money Markets or Locking It Up.” They also share their experience on timing.