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Articles View: Personal Finances

October 31, 2024
Avoid Pressure to Overspend and Enjoy the Holidays

Is there a way to avoid the pressure to overspend during the holidays, yet still have the pleasure of buying presents for your family and friends? Here’s a key strategy to use so you can take an organized approach to holiday shopping and actually enjoy it!

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October 10, 2024
5 Steps to a Fruitful Financial Future

As you prepare your home for cooler weather or harvest the final fruits of your summer labor, Fall is an ideal time to evaluate and prepare for your financial future as well. Here are 5 steps you can take this season to help prepare for a more stable and prosperous financial future.

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September 17, 2024
Implement a Family Debt Ceiling

Adopting a personal debt ceiling can be a transformative step for families, helping your whole family to stay focused on their long-term financial objectives. In the process, there are several benefits along the way, such as promoting financial discipline, reducing stress and avoiding excessive debt.

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September 10, 2024
Valuing Liabilities like Assets

It’s natural for you to gravitate towards the idea of financial planning being focused on growing assets such as stocks, bonds and real estate. Many are surprised to learn that developing a comprehensive financial strategy doesn’t only involve focusing on what you own, but also what you owe.

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September 3, 2024
5 Tips for Tackling Bad Spending Habits

Improving spending habits helps you achieve financial stability and security. These 5 simple strategies can help you take effective steps towards improving your spending habits and developing long-run habits that can help you build a better financial future.

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July 26, 2024
5 Practical Steps to Build an Emergency Fund

An emergency fund is a foundational piece of sound financial planning. Today’s world is unpredictable. The reality of important unexpected expenses can create significant financial stress. Here are 5 practical steps to help you build a financial safety net.

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February 16, 2024
Time to Revisit Your New Year's Resolutions

If your New Year’s resolutions contained a desire to get your overall finances in order, you might consider that budgeting should always be the centerpiece of your financial resolutions. Here are some ideas that can help you come up with a plan to succeed with your goals.

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January 16, 2024
Money Mistakes that Young Professionals Can Make

We all need to be mindful of our finances and avoid common money mistakes that can have long-term consequences. Being aware of these pitfalls early in your career can build a life-long foundation of healthy habits with your money. Here are some proactive tips that can help you and your family create a more secure financial future.

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November 2, 2023
What Does it Mean to Be Rich?

If we set unrealistic expectations for ourselves, we never reach the satisfaction of true wealth. Many of our expectations can be generated unconsciously by the people we are surrounded by, combined with that age old stumbling block of comparison. Often our feelings of poverty or wealth have nothing to do with a balance sheet. How do you define wealth? This article offers some interesting perspectives to consider.

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September 13, 2023
Emergency Savings or Retirement Goals?

Both are important. Do you know how to decide where the focus of your efforts should be first? The answer to knowing the priority, emergency savings or retirement goals, will ultimately depend on your unique financial situation and goals. This article contains some ideas that you should consider to protect yourself from financial shocks.

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