Article

5 Battle-Tested Investing Tips & Wisdom

Soon we will celebrate our nation’s independence. It’s a good time to reflect on financial freedom, and wisdom to help guide a lifetime of investing. Consider these tips on what not to do with your hard-earned money! These principles help guide long-term victory.

July 1, 2025
Important Disclosure: Content on our website and in our newsletters is for informational purposes only. The information provided may (or may not) directly apply to your situation. We recommend that readers work directly with a professional advisor when making decisions in the context of their specific situation.

Long-term thinking that not only grows wealth, but preserves peace of mind

As our nation prepares to celebrate its independence this July, it’s an ideal time to reflect on another kind of freedom, financial freedom. Some wisdom is too enduring to fade. It often arrives in quiet moments—simple truths shared in passing, but powerful enough to guide a lifetime of investing. Especially in today’s volatile markets, those lived-in lessons about what not to do with hard-earned money feel more relevant than ever.

Here are five timeless “Don’t Do This” lessons—proven through booms, busts, and everything in between.

1. Don’t confuse hype with value

Investors are often drawn to the newest trends, be it cryptocurrencies, flashy startups, or sectors promising overnight returns. But history shows that hype tends to inflate asset prices well beyond intrinsic value.

If the fundamentals of a business are unclear—its revenue sources, sustainability, or resilience in downturns, then caution is warranted. Long-term success hinges on backing enterprises with real-world durability, not short-lived excitement.

2. Don’t invest in anything that depends on perfect timing

Market timing is a trap that even seasoned investors can fall into. The idea of jumping in at the bottom and exiting at the top is alluring—but consistently doing so is virtually impossible.

A more sustainable strategy is one built on consistency and patience. Whether in bull markets or steep corrections, investors who stay the course tend to fare better than those reacting to daily headlines or gut instincts. This is especially true during periods of high volatility, when sudden swings can tempt rushed decision-making.

3. Don’t tie your emotions to your portfolio

The emotional roller coaster of investing can be intense, particularly in turbulent markets. Sharp declines often trigger fear, while rallies inspire overconfidence.

Those who allow emotions to steer their decisions frequently end up buying high and selling low. Successful investors cultivate the discipline to remain calm and rational. This emotional detachment helps maintain focus on long-term goals, even when short-term conditions are unsettling.

4. Don’t invest in something just because someone you know did.

Peer influence can be a powerful force in investing. Whether it’s a friend’s tip, a viral post, or a neighbor’s success story, the temptation to follow the crowd is strong.

But true financial health is built on individual goals, risk tolerance, and timelines. What works for one person may be entirely unsuitable for another. Independent decision-making—especially in uncertain or chaotic markets—often proves to be a defining trait of resilient investors.

5. Don’t go it alone – find a financial advisor who “gets you”

Investing involves complexity, emotion, and an evolving set of needs. Working with a qualified financial advisor can bring clarity and structure, especially in uncertain times.

The most effective advisors offer more than just portfolio advice. They seek to understand personal values, financial fears, and life aspirations. They listen before they guide. With markets prone to rapid change, having a trusted professional who provides both strategic and emotional support is not just beneficial—it’s essential.

What Matters Most

Much like the enduring values that shaped this nation, the journey to financial independence demands discipline, conviction, and a long-term view. In both battles, strength comes not from reacting emotionally, but from thoughtful planning and resilience.

In an era of unpredictable markets, the most powerful investing tips are the ones that help people stay grounded, resting on the principles of integrity, patience and discipline. These principles don’t promise instant wins—but they do provide a time-tested path towards financial peace of mind.

Sometimes, the smartest strategy isn’t to chase trends or react to every swing, but instead to stay calm, avoid common traps, and seek help when it counts. That’s how real wealth and peace of mind are won and protected.

Other content you may like

  • President Biden’s Proposal and Your Healthcare

    President Biden’s Proposal and Your Healthcare

    July 27, 2021
    Will the proposed policies of the Biden Administration have a negative or positive impact on your healthcare? Remember that healthcare is like retirement planning – it’s very personal. This article examines a few of those policies that will likely impact healthcare in general.
    Read this Article
  • Podcast Highlight - Our Team Predictions

    March 21, 2024
    The Strong Valley Team finishes up their Mid-Quarter Roundtable with the fun part - admitting to their predictions from the prior quarter and jumping in to predict the coming quarter with their insight and observations.
    Read this Article
  • The Rising Costs of Back to School and Education

    May 13, 2025
    The rising cost of education is a growing concern for many families. This article addresses contributing factors and offers practical solutions for effectively managing the financial burden. Discover tools and actions to help plan for future education expenses.
    Read this Article
  • a Stronger Dollar Has Investing Implications

    A Stronger Dollar Has Investing Implications

    October 10, 2022
    World currency fluctuations mean more than calculating your travel costs. Exporters win or lose every time currency rates fluctuate, affecting corporations and your portfolio. Here’s a brief overview of how that may look in global markets, how a strong dollar may affect U.S. exports, and the pros and cons of international investing.
    Read this Article
  • The link you have selected is located on another server. The linked site contains information that has been created, published, maintained, or otherwise posted by institutions or organizations independent of this organization. We do not endorse, approve, certify, or control any linked websites, their sponsors, or any of their policies, activities, products, or services. We do not assume responsibility for the accuracy, completeness, or timeliness of the information contained therein. Visitors to any linked websites should not use or rely on the information contained therein until they have consulted with an independent financial professional. Please click “Continue to Link” to leave this website and proceed to the selected site.
    phone-handset