• Our business is looking out for our clients’ best interests. As times and technology have changed, we believe there is an inherent conflict of interest as institutional firms increasingly put shareholders’ interests above the best interest of the client.
• We believe that the Registered Investment Advisor (“RIA”) is the best structure for meeting the strongest ideals of in protecting our clients’ best interests. As an RIA, we are a fiduciary to you, not corporate shareholders. We can source the best technology and tools, and we can provide you the customized plans and service that we promise to our clients.

• This move enhances and builds upon our unwavering commitment to our clients. In addition to better tools and technology, we will have the ability to provide you with a broader range of advice. As an independent firm, our sole fiduciary responsibility is to you our client, free from bureaucratic constraints that pit shareholder interests against our client’s best interest.
• Our commitment to our clients and our communities is, and will always be, unwavering. We believe that this decision empowers our firm to provide the best possible service to you, our clients and friends. As family legacies endure across generations, so too must our ability to serve those generations.

• Charles Schwab & Co., Inc. (“Schwab”) will be our custodian and will hold your assets. Schwab, a subsidiary of The Charles Schwab Corporation, is one of the leading custodians for independent investment advisors. Schwab supports over 7,500 firms with over $1.5 trillion in client assets and has been working with independent advisors for over 30 years.
• Laurel Wealth Advisors, Inc. (“Laurel”) in San Diego, CA will provide back-office services such as compliance, archiving of data, billing, regulatory filings, etc. They will help keep us in compliance with regulations and allow us to spend time on clients’ needs.
• Both Schwab and Laurel work for us, and thus they work for our clients. We all are working for you, not for shareholders or on institutional mandates. This is the beauty of an independent advisory firm like Strong Valley Wealth & Pension.

In addition to providing access to some new investment options that we would be happy to review with you; we are also now compelled to adhere to a Fiduciary Standard of Care for all of our clients. Over time, we believe you will notice the positive changes as a result of our increased capabilities. Strong Valley Wealth & Pension will become your investment advisor and Schwab will be supporting that business as the custodian of record for your accounts. In the short run, however, you can rest easy knowing that we are the exact same people you have come to know and trust.

Your investments and financial plans will be looked after by the same people who have cared for them for years. What’s more, we will now have access to a broader array of investment choices.

Yes! We’ll be communicating with you proactively and meaningfully, as we always have; and we will reach out to you with updates and other information as we continue to evolve our wealth management products and services.

You will be receiving a call from our team shortly to give you the details on next steps and what to expect as far as paperwork is concerned. We are available if you would like to reach out to us in the interim at (559) 384-2500.

As soon as you sign the necessary documents (electronically if you would prefer!) to move the assets, it usually takes about 4-5 business days to complete. Under special circumstances, it could take longer but we’ll be in contact with you every step of the way.

Your account history is the property of the previous firm. We were employees of that firm, even though our commitment was to our client-advisor relationship.  Your cost basis WILL transfer over.

At our departure, we were allowed to bring VERY limited information about you. We want this to be as easy and painless as possible for clients, so we will prefill everything we remember or were allowed to take with us from the old firm. You’ll only have to provide us a few pieces of information and sign a few documents.

The advisor calling you works for the old firm. The old firm holds your assets and they believe they own your relationship until you begin the transfer process.

We don’t plan on going anywhere for 25+ years, but in the tragic occurrence that something happens to one or both of us during that period, your accounts would remain intact and unaffected at Schwab. We have partnered with other advisors here and you could continue working with them or find a new advisory team with the same knowledge, commitment, and high standard of care we aim to provide through Strong Valley Wealth & Pension.

Accounts will be billed in the same fashion, quarterly in the first month of the quarter. If you leave, we prorate the charge and you get back money for the remaining days. So effectively, just like before, we still work for you daily. However now, we have the tools, technology, flexibility and resources to do so much more!

It’s official! We’ll be contacting you personally, in short order, to discuss all of this with you in as much detail as you’d like.

We are still located in Fresno, CA but are now near the intersection of Friant Road and Fresno Street in the six-story black building.

Our new phone number: 559-384-2500

Our new address: 45 River Park Place West, Suite 103 Fresno, CA 93720

Our office is on the first floor, to the left of the lobby elevators. Click Here to View/Download a PDF Map